The next reality in transactions

Is there room left for a European payments infrastructure as we the American infrastructure is already there and entering the European market, accompanied by the Chinese? Does the next reality in transactions means the end of an European infrastructure?

On the other and, do we need a European payment scheme? If we focus on standardization of open-API’s it will become easy to use national payment solution to use cross border and by that we create the counterweight against the American and Chinese.

This panel will discuss among others the following questions:

  • Is there room left for an European payment scheme?
  • Standardization of open-API’s is the best solution against the possible dominance of a non-European payment infrastructure
  • Will XS2A really change the (European) payment landscape? With API’s and other wallet solutions, people don’t need a third party.
  • Therefore, XS2A will mainly be used by the banks: they will use it to offer consumers at other banks great offers and new services for existing customers.

Paul Alfing MA is chairman of the e-Payments committee of Ecommerce Europe, the Brussels’ based association representing 25.000+ companies selling products and/or services online to consumers in Europe. For Ecommerce Europe, Alfing is technical expert in the Euro Retail Payments Board, chaired by the European Central Bank, and member of the Scheme End-User Forum of the European Payments Council. Next to this is Alfing senior advisor Payments at Thuiswinkel.org, the association for the B2C e-commerce industry in The Netherlands. In this role, Alfing is secretary of the working committee payments of Thuiswinkel.org.

Ms. Rita Liu has been with Alipay for 5 years, in the first years she was responsible for partnerships with major Chinese banks. And then was one of the founding member of Alipay international business dept when it was established in 2012. She then since has been on different roles, responsible for business development and partnerships in various regions including Asia, U.S and Europe. Her recent role includes director of strategic partnerships in EMEA region, and has recently been promoted to be Head of Alipay EMEA, responsible for Alipay’s business development in this region.

Son Nguyen has recently joined Oney Banque Accord financial subsidiary of Auchan group as Program Development Manager.
He was previously during 10 years Program Director at Vente-privee, where he oversaw strategic plans for Finance and in particular Payments and Fraud. He’s part the MRC European Advisory Board and of the FEVAD for payment commission and along with other regulatory commissions with french Authorities.

Marco Fava is managing director and founder of CleverAdvice, an independent strategic advisory firm with a focus on the payment industry and Italian Member of the European Payments Consulting Association (EPCA). Marco brings 20 years of experience in several payment areas and lately has been helping a number of European issuers and acquirers in increase their efficiency in the online space including on customer experience and authentication issues. Other areas expertise include business and product strategies, development of business cases, prepaid, debit, credit and private label cards, commercial payments He is also very active within the commercial payments/cards space.

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