Open Banking: A Brave New World

Gijs ter Horst  | CMO at Ximedes 

 

Moving forward in a fragmented landscape

Open Banking is undeniably a trend, though it is still largely driven by legislation. Many of us think it is a good thing, or pretend to do so. But what does it really mean? And what will it’s effect be on the financial ecosystem?

In this track session we define precisely what Open Banking is and discuss it’s relation to Open APIs in general and PSD2 in particular. We’ll discuss the most likely scenario’s that will unfold once Open Banking becomes commonplace: the emergence of banking platforms with a singular focus on for instance lending, mortgages or authentication services competing for clients with other platforms from Fintechs and other banks. Thus a fragmented landscape, where it is much more likely that clients have a lending-agreement with one bank and a mortgage at another and consume a third service from a Fintech…

And if the landscape becomes so fragmented, what must banks do to make their platforms stand out? What will happen to shared infrastructure? Will payment platforms and consumer or merchant on-boarding fulfil a central role?

Register today and join this session for unique insights from Gijs ter Horst, CMO at Ximedes!

 

 


 

  • @EuroPaySummit

    European Pymt Summit European Pymt Summit @EuroPaySummit #Wearables Acquisition: #Google Acquires #Fossil Smartwatch Tech for USD 40 Mn https://t.co/Nkv0rVhFlR #IoT #fintech 15 hours ago
    European Pymt Summit European Pymt Summit @EuroPaySummit .@Alipay granted Luxembourg license to serve European market https://t.co/dql5ZbYyDC #payments #hub #regulation 19 hours ago
    European Pymt Summit European Pymt Summit @EuroPaySummit .@swiftcommunity publishes a standard for Pay Later #APIs https://t.co/DqlO5f3L9r 20 hours ago
    European Pymt Summit European Pymt Summit @EuroPaySummit .@Fiserv to Combine with @FirstData to Create Global Leader in #payments and #FinTech https://t.co/gQdNcIDRPm 2 days ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Free trials now less frustrating as @Mastercard now blocks companies from automatically billing users… https://t.co/N9cA7tdq33 2 days ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @BrettKing: How Chinese companies are planning a global fintech coup https://t.co/WZS3vqAPh5 #Fintech #China #HK #Africa #Alibaba #Ten 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Do you have compelling views, research, or experience to share with fellow innovators, regulators, and industry exp… https://t.co/1sjHWtG9rF 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit For everyone who wants to follow the latest movements and news from Central Banks in payments, check out the CBPN!… https://t.co/KxjTW8o2HS 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Announcing the 17th edition of EUROPEAN Payment Summit in The Hague next year 25-26 April 2019! Save your date, ch… https://t.co/kLf8XCGs6d 10 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit @aidtechnology wins unanimous jury vote at the Florin Innovation Asia Award at GPS2018! Congrats to a worthy winner… https://t.co/WAbUsgWhvX 17 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit @everiToken wins our public vote of the Florin Innovation Asia Awards! https://t.co/gE2NiHKYv6 17 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Not all wallets are created equal - DuncanWoods @OliverWyman at GPS2018 https://t.co/dnsPSItwhC 17 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Cross border real time is happening now - are you ready? @ACI_Tunbridge @ACI_Worldwide https://t.co/rtNUVOtsBS 17 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit 78% asean institutions think real-time payments will replace use of payment cards #Payments #realtimehttps://t.co/nmtBBbGrTO 17 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Collaboration&tech support ‘faster versions of #paymentsolutions - but what about #security risks? @silviamensdorff @vivekb 1 month ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @silviamensdorff: Great conference @europaysummit - as discussed - i#GDPR is the Modern Wealth In Your Digital DNA - hope you enjoy my b… 1 month ago
  • Also interesting
    Register Early for 20% Discount
    Written on 12 November '18 by
    READ MORE
    The Pains and Gains of the GDPR: Bridging Finance, Technology and Personal Data
    Written on 28 February '18 by
    READ MORE
    Diversity in Payments - Open, Robust and Efficient
    Written on 28 February '18 by
    READ MORE
  • News