Ruth Wandhöfer

Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is Global Head of Regulatory and Market Strategy for Citi’s Treasury and Trade Solutions business. In this role Ruth’s key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape.

Ruth chairs a number of influential industry bodies such as the Global Public Policy and Regulatory Affairs Committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Information Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts.

Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (Palgrave MacMillan) was published in October 2014.

  • @EuroPaySummit

    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Collaboration&tech support ‘faster versions of #paymentsolutions - but what about #security risks? @silviamensdorff @vivekb 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @silviamensdorff: Great conference @europaysummit - as discussed - i#GDPR is the Modern Wealth In Your Digital DNA - hope you enjoy my b… 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @EBFeu: Wim Mijs: “The financial industry needs enough flexibility to come up with interoperable and secure #payment solutions, because… 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit @RiskIdent @ThePaypers Awesome to hear! All the best. 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Wrapping up EPS2018 with our closing keynote panel. @jgrantindc @BroxisJ @Wim_Mijs EstherGroen #paysummits https://t.co/sVeTWwDJM8 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit @signicat Congratulations! Great job! 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit @RiskIdent @ThePaypers Congratulations!!! 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Outstanding double win by @BioCatch who wins both the jury vote and public vote! #biometrics #strongauthenticationhttps://t.co/Lw4L76RvEt 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Incredible alignment of public and jury vote! @signicat wins 2nd runner up of public vote and 1st runner up of jury… https://t.co/g1Xd7fdDaw 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Congrats @Secured_Touch for winning 2nd place jury vote Florin Awards @EuroPaySummit https://t.co/L596NrmHiK 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Congrats to @BioCatch for winning our Public Vote!!! @ThePaypers https://t.co/nRfL8RaycN 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Congrats @RiskIdent for receiving 1st runner up Florin Award @EuroPaySummit https://t.co/WIPuuJfb3n 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Florin Awards nominees @EuroPaySummit https://t.co/hfZftW3j8W 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Joris den Buinen from @HSD_NL addressing at Florin Awards! #inmovation #payments @CityOfTheHague https://t.co/uZWY6DQSmD 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: Florin Awards are just about to be announced @EuroPaySummit good luck to all participants! https://t.co/EvCveirIvp 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ThePaypers: In the #PSD2, #SCA world we should focus on customer journey, the standards&#biometrics @ALAINMARTIN @Gemalto @RolfLindenma 6 weeks ago
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