Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is Global Head of Regulatory and Market Strategy for Citi’s Treasury and Trade Solutions business. In this role Ruth’s key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape.
Ruth chairs a number of influential industry bodies such as the Global Public Policy and Regulatory Affairs Committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Information Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts.
Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (Palgrave MacMillan) was published in October 2014.