Mayor of The Hague
Pauline Krikke is Mayor of The Hague. She has a long career in local politics, including as Mayor for the municipality of Arnhem (2001-2013), and before that as alderman for Economic Affairs and Employment in Amsterdam. Alongside her work for Dutch municipalities, Pauline has also driven international cooperation by leading cross-border trade missions with numerous companies and organisations from Amsterdam. She has also served as board member of the International Red Cross/Red Crescent. In 2013, Pauline established herself as independent consultant and supervisor for the public and private sector. She was managing director of the National Maritime Museum in Amsterdam when she decided to become a member of the Dutch Upper House (“Eerste Kamer”), a role she left when she took office as mayor of The Hague.
Head of Regulation at BBVA
Santiago Fernandez de Lis is currently Head of Regulation at BBVA. He is the former Director of the International Department of the Banco de España (the Spanish central bank). He is a member of the High Level advisory group on Finance and Technology of the IMF and until 2018 he was also chairman of the Banking Stakeholders Group of the European Banking Authority (EBA). He joined the Banco de España in 1986, where he held several management positions, among them Head of the Monetary and Financial Division and Director of the International Department (2001-2007). Between 1998 and 2000 he worked in the Bank for International Settlements (BIS) in Basel, in the secretariat of the Committee of the Global Financial System (CGFS). He is an economist from Universidad Autonoma de Madrid and he was a lecturer in Universidad Carlos III (Madrid). He is the author of several papers and publications on financial regulation, monetary policy, international economics and central banking.
Founder and CEO, TurboChains, Inc.
Ralph has been a board level investment banker, seasoned derivatives trader on Wall Street and in many Asian financial centers. Currently, he is a venture investor and advisor in many Blockchain technology-based Fintech and Proptech companies through the California based incubator company Advanced e-Financial Technologies, Inc. (AeFT). He was formerly the Managing Director of JP Morgan Chase in Hong Kong, Vice President of UBS in Singapore after starting his career with Morgan Stanley in New York. His last corporate role was as the Executive Vice President and Chief Investment Officer of China Everbright Bank in Beijing. In between, Ralph also built and ran a successful Singapore-based derivatives trading, risk management and banking system Fintech company in the 90’s called ARMS (Advanced Risk Management Solutions) which provided services over 26 countries covering from Asia, the Middle East to Eastern and Central Europe. Ralph brings strong visions, high-level contacts and financial oversight to MuleChain and TurboChains.
Head of Business Development (EU) at Yandex.Money
Over the past five years, Katerina was responsible for global business development of Yandex.Money as the Head of Key accounts management. Recently, she took over the company's operations in Europe as the Head of EU Business Unit. Ekaterina has Master's degrees in Philosophy and Social management, and ten years of work experience in sales, commercial banking, and e-commerce.
Founder and CEO of Newgen Payments
Sunil Jhamb is the Founder and CEO of Newgen Payments, a FinTech providing cutting-edge solutions to PSPs, Acquirers, Financial Institutions and E-Commerce Merchants. Sunil is responsible for running all facets of the business. He has a proven management track record and over 20 years’ of experience in international business consulting and sales. Prior to founding Newgen Payments, Sunil was responsible for GlobalCollect’s (currently Ingenico) global sales planning and strategy, where he developed corporate strategies that drove new revenue opportunities. Sunil holds an MBA from Amsterdam Business School, University of Amsterdam.
Former ECB Director General, Payment Systems & Market Infrastructure; Associate Consultant, Currency Research
Jean-Michel Godeffroy is a consultant based in Paris. He has thirty-two years of experience in central banking, including twenty-three years in the field of payments and market infrastructure. From 1998 until his retirement end of 2014, he was director general at the ECB. In this capacity, he chaired various European committees, including the the payment and settlement system Committee of the Eurosystem and the T2S Board. He was also a member of the G10/G20 Committee on payments and settlement systems CPSS, now CPMI).
CEO of Yolt
Frank Jan is CEO of Yolt; a smart money platform built to harness the power of open banking. Yolt, a venture of ING, was born in 2016 and is currently available in the UK, Italy and France. Having worked across a diverse range of marketing and online management roles at ING in the Netherlands, Frank Jan promotes digital change and innovation within the financial services industry.
Industry Advisor at Bottomline
I work with legislators and regulators to create much needed disruption in Financial Services; I work with corporates to help them cope with this disruption; and I found, invest in, and take executive, board and advisory positions with the start-ups I believe will exploit this disruption. My Industry Advisor role at Bottomline is an important part of this portfolio.
Industry Development at Lloyds Banking Group
Stuart leads the industry scheme engagement team, for the domestic digital and international payments processing of Lloyds Banking Group. The role also oversights the investment portfolio and early design phases of change. Stuart has broad experience of international banking having been a relationship lead for the overseas payments network in key geographies. He previously developed the operating model for the bank’s global transactional banking business and has a strong record in innovation and strategic business development. In addition, Stuart has a number of independent business interests which focus on the opportunities brought about by digital transformation. Stuart helps to promote Newcastle University’s Benefactors’ Fund for Enterprise and Entrepreneurship, which supports the student business START-UP programme. He is also a mentor for the School of Social Entrepreneurs.
Senior Vice President at Visa Inc
Mark Nelsen is Senior Vice President at Visa Inc. where he is responsible for leading Visa’s strategy and solution development for PSD2, focusing on Strong Customer Authentication, and Open Banking capabilities. Mark’s focus spans across new technology, new product development, core product management, and product optimization often including sophisticated solutions serving merchants, acquirers and client financial institutions. The product solutions built under his leadership are used to authenticate cardholders and identify potential fraud across more than 200 countries and territories.
Deputy Head of the Market Infrastructure Management division Directorate General Market Infrastructure and Payments European Central Bank (ECB)
Deputy Head of the Market Infrastructure Management division Directorate General Market Infrastructure and Payments European Central Bank (ECB)
European Liaison, EMVCo
Christian Delporte is the European Liaison for EMVCo, which exists to facilitate worldwide interoperability and acceptance of secure payment transactions. Christian’s role is to ensure that EMVCo is aligned and responsive to key developments in Europe and can support emerging regulations effectively. He represents EMVCo in the European Cards Stakeholders Group and related initiatives, as well as in other appropriate standardisation activities. He is also EMVCo’s primary point of contact with significant stakeholders such as the European Commission, the European Central Bank and the European Banking Authority. Christian graduated from the Les FacultésUniversitairesCatholiques de Mons (FUCAM) in Belgium.
Product Owner Payments at Booking.com
Data-driven product owner responsible for building a global and scalable Payment platform in Booking.com. Leading acquiring department in PSP previously, Iryna gained experience in credit cards processing (CNP), interchange optimization, card schemes compliance, partnership management and pricing. With 8+ years experience in online payments area focused on topics such as authorization rate optimization, pricing optimization, payment flow conversion, product development, credit cards (CNP) processing and alternative payment methods (APMs). Currently focused on SCA flows implementation in Booking.com
Founder of FemTech Partners
Neha Mehta is Founder of FemTech Partners. A consulting company based out of Singapore; helping fintech start ups get a foothold in Asia and to promote Women in Fintech; Neha is a recipient of the Nav Shakti Award at 11th National Women Excellence Award 2018, conferred by the Indo European Chamber of Small and Medium Enterprises (IECSME); for her contribution for empowerment of women. Neha is also the Founder of the ASEAN Women in Payments Network (AWPN). In her previous role, Neha worked to deploy BlockChain technology for financial inclusion in areas such as payments, remittance and micro-loans/insurance to help world’s 2 billion unbanked people. Neha is Global People’s Fellow 2018, an initiative by the United Nations towards fulfillment of SDG’s. Neha represents Singapore and is working towards Financial Inclusion; she will be attending UN General Assembly in September. Neha is a Chevening Financial Services Fellow, 2017 and studied financial risk management at Kings College, London. Neha is a Lawyer and has worked in different areas of finance such as hedge funds, private equity, venture capital and been recently focusing on Fintech. Over the last five years, Neha’s work has centered on lobbying with financial regulators across ASEAN region. As the Vice-President of Indian Private Equity and Venture Capital Association (IVCA), she actively lobbied with the Indian regulators such as Securities and Exchange Board of India (SEBI), Ministry of Finance (MOF), and Reserve Bank of India (RBI). As the Country Head for Alternative Investment Management Association (AIMA), Singapore she worked closely with the Monetary Authority of Singapore (MAS) on the Registered Fund Management Companies (RFMC) regime. She set up the India operations for Eurex Frankfurt AG, Deutsche Boerse Group, India. Neha graduated in Business Management and also holds a Masters in Business Journalism. Neha is an Al Gore Certified Climate Change Trainer and is passionate about environment protection, issues relating to health and education of children belonging to poor families. Her day starts with yoga and meditation. Neha is a regular contributor to fintech discussions, especially to bridge the gender gap in fintech and the financial services industry.
Owner of Collingham Consultants
Piet Hendrikx is owner of Collingham, a consultancy that provides strategy and implementation consulting to banks, insurance companies and other financial services providers. With over 20 years of consulting experience, Piet has worked in strategic assignments for a.o. ABN Amro, Triodos Bank, Nationale Nederlanden, Aegon, ANWB, OHRA, CZ, Moneyou and ADP. He is passionate about using new technology to deliver customer value and to realize new business. Recently he was involved with projects to realize an internet-of-things insurance proposition, to develop a cross channel KYC and onboarding strategy and to set up a digital challenger bank. Besides his consulting activities, Piet is also investor in and commercial officer of Secumail. Secumail is a fast-growing Dutch tech company that developed new technology to make outgoing email secure and GDPR compliant. So far, Secumail is the only secure email solution that is invisible (and thus very user-friendly) to both sender and recipient.
Partner, Lead Banking & Payments at Innopay
At Innopay, Esther is responsible for business development and she leads the Banking & Payments business. Esther has over 20 years of experience in sales, consultancy and transformation management and has chaired several expert groups at ShoppingTomorrow on digital identity and Payments in Smart Home. Prior to joining Innopay, she worked for 10 years in global transaction services at ABN Amro and the Royal Bank of Scotland. Her expertise extends to understanding cash & liquidity management solutions, (corporate) onboarding, strategy execution and guiding organisations in developing customer centric propositions and operating models. Esther is also Country Ambassador for EWPN in the Netherlands.
Founder of Holland FinTech
Don is an Amsterdam based financial expert and coach, specialized in funding startups and innovative projects, and active in several projects that provided for a better success rate of startups Don founded Principe Management to help startups get to funding. He is also involved as a startup mentor/coach in several Dutch startup programmes, like Rockstart, NewVenture, Yes!Delft, Utrecht Inc. Don has an MSc in Civil Engineering from Delft University and has worked for: ABN AMRO Bank: as trainee and in corporate financing and strategy Deutsche Bank: in strategy and Corporate Finance ICOS Capital (Cleantech VC): as Investment Manager and Interim Financial director of participation ReSteel
Senior Analyst at Celent
Gareth's research focuses on Payments. As part of the payments team, his prime focus is on corporate payments, working closely with his colleagues in the Corporate Banking team. He is a leading expert on: bank payment processing, and is the analyst who has been covering payment services hubs the longest in the industry; payment networks and infrastructures, including Swift, ACH and Wires; and real-time payments, a topic he has been active in since 2006, and has worked in on almost every continent. Gareth has been widely quoted in the media, including American Banker, New York Times and BBC News, and is a frequent speaker at such events as Sibos, EBADay, NACHA Payments, as well as private events around the world. Prior to Celent, Gareth worked for Secura Monde International, a leading cash consultancy; as Regional Research Director of European Payments at TowerGroup; and in corporate strategy at VocaLink Ltd, the UK ACH and ATM network. Gareth has a Bachelor of Science in Quantity Surveying from the University of Portsmouth, and a Post-Graduate Degree in Information Science from the University of North London.
Owner and CEO for Global Risk Clinic
Michael Jensen is currently the owner and CEO for Global Risk Clinic, a global Governance, Risk and Compliance consultancy. Michael has over 20 years of experience in enterprise risk management, governance, and Compliance. Michael advices financial institutions around the world on their overall risk frameworks and other GRC related deliveries. Michael is a frequent speaker and panel participant on risk management at various conference and other forums. Michael started the Institute of Operational Risk branch in the Nordic region Michael has also provided input to an ERM textbook.
General Manager Payments, Bottomline
Ed Adshead-Grant leads the industry and growth planning for Bottomline’s payments business. He is responsible for the strategic business development in Bottomline’s offerings via organic growth, partnerships and acquisitions. Based in London, the work covers client projects in areas such as Open Banking, PSD2, Overlay Services, Instant Payments, Cash Management, SWIFT, ACH, Direct Debits, SEPA, Risk & Compliance solutions and more across the business payments ecosystem. Adshead-Grant has over 20 years’ experience in the payment industry, having worked at leading IT software and service companies. He has held a number of global strategy, product and client management roles with PwC, First Data and Hewlett-Packard. He has launched country start-ups and new payment solutions in a number of regions. His experience spans from loyalty programs, card issuing and acquiring to cheques processing, ACH payments, SWIFT messaging, clearing and settlement systems and in recent years the digital experience and cybersecurity threats, as organisations modernise their customer journey. He has a particular expertise in defining the operating model for clients and partners looking to share risks and maximise the value of an outsourcing partnership in the emerging ecosystems, over the long term. Adshead-Grant studied in both Scotland and Canada for his first degree before completing an MBA at Cranfield School of Management and the AMP at Harvard Business School. He is a Guarantor for Pay.UK and has recently joined the Advisory Board for Fintech Connect.
Senior Data Protection Advisor at Bird & Bird
My work covers all aspects of privacy and data protection law, including carrying out data protection impact assessments and developing practical data breach response procedures, as well as creating global privacy compliance frameworks that comply with the General Data Protection Regulation (GDPR) and implement Binding Corporate Rules (BCRs). I have particular expertise in advising on employment-related privacy matters, data breaches and international data transfers, including intra-group data transfer agreements. I regularly assist national and multinational companies in negotiating data processing and data sharing agreements across a broad range of topics, including online, mobile and digital advertising (ePrivacy), SaaS solutions and e-commerce platforms. More recently, I have advised clients in the financial services sector on privacy-related compliance, including the interplay between GDPR and the second Payment Services Directive (PSD2). Before joining Bird & Bird in 2018, I created and led the global privacy team at Sterling, a global pre-employment background screening company headquartered in the United States. I was also a legal expert at the Court of Justice of the European Union, advising the EU Justices on various aspects of UK law. I am a member of the International Association of Privacy Professionals (IAPP), holding CIPP/E and CIPM certifications and have frequently spoken at international data protection conferences both in Europe and the United States.
CEO and Co-Founder of Wirex Ltd
Pavel Matveev is the CEO and co-founder of Wirex Ltd. Pavel leverages 15 years of experience in software development and IT management in his previous work at Barclays Capital, Morgan Stanley, BNP Paribas and Credit Suisse. He is a firm advocate for mass adoption of cryptocurrencies and has spoken at various blockchain and payments conferences around the world including Money20/20 Europe, The Pay expo 2017&18, Shift Money 2018, Finsum and Money20/20 Asia 2019.
Principal at Edgar, Dunn & Company (EDC)
Greg Toussaint is a Principal at Edgar, Dunn & Company (EDC) based in the Paris office. He has more than 14 years of consulting experience with EDC in business strategy for financial services clients in multiple Asian, European and North American countries. Greg has worked in EDC London's, Sydney's and Paris' offices and developed global perspectives on payments. He has gained extensive knowledge in mobile payments,retail payments, card products and alternative forms of payments while working for a diversity of actors in the payments space (e.g. issuing and acquiring banks, merchants, payment schemes and payment providers). In particular, Greg has developed significant expertise in the travel payment space. Greg has worked extensively with both demand-side clients (e.g. airlines such as AirFrance, hotels such as AccorHotels, rail operators such as SNCF) and supply-side clients (e.g. schemes such as UATP, issuers such as BNP Paribas or niche actors such as AirPlus or WEX). For instance, Greg led an extensive RFI and RFP process for IATA to select providers for IATA EasyPay (a pay-as-you-go wallet for travel agents) in more than 100 countries Greg holds a Masters in Applied Mathematics and Computer Sciences from both Grenoble Institute of Technology in France and Barcelona Tech (UPC) in Spain.
Urban Strategist and Co-founder, Iomob Tech
Boyd Cohen, Ph.D., is an urban strategist focused on the areas of urban innovation, entrepreneurship, smart cities and the Internet of Mobility. He has published 3 books (Climate Capitalism, 2011; The Emergence of the Urban Entrepreneur, 2016; Post-capitalist Entrepreneurship, 2017). In 2017, he co-founded Iomob, a startup seeking to decentralize the mobility sector by providing an open protocol for the Internet of Mobility (IoM). Iomob supports integrated routing, booking and payment of all public and private mobility services connected to the Iomob protocol. Current projects include Renfe (Spanish rail) and a pilot with Ford Motors in the US.
Partner of the Department Finance & Financial Supervision of BarentsKrans N.V
Gidget Brugman is a partner of the department Finance & Financial supervision of BarentsKrans N.V.. Originally a financial litigator Gidget Brugman dedicated herself to financial services regulatory for many years now. She advises companies on a wide range of complex issues regarding financial supervision, such as compliance, governance and risk management, market conduct and permissibility of activities and investments. Gidget also assists clients who need to obtain a license of the Dutch Financial Authority or the Dutch Central Bank. Her clients include, amongst other, investment firms (MIFID II), payment services providers (PSD2), investment funds (AIFMD, UCITS) and consumer credit offerors. Gidget has a special expertise with respect to fintech (including alternative/innovative finance).
Executive Advisor at PPRO
Ralf is Executive Advisor at PPRO with a focus on Business Development and Public Affairs and in particular PSD2/Open Banking opportunities. He is also advising other fintechs within the PSD2 arena, notably Tink AB, a Swedish TPP, offering B2B solutions. Ralf is a member of the ECB’s Euro Retail Payments Board (ERPB) representing the EU E-money Institutions on behalf of the Electronic Money Association (EMA), vice-chairman of the European TPP Association (ETPPA), a member of Berlin Group’s NextGenPSD2 Advisory Board and the UK Open Banking stakeholder group, as well as a member of the Bank of England and Pay.UK’s Standards Advisory Panel. He was a member of the API Evaluation Group until its completion end 2018 and is now a member of the ECB/ERPB’s SEPA API Access Scheme group, intending to establish a single API scheme on top of and beyond PSD2.
President of the Russian Electronic Money Association
Dr. Viktor Dostov is the President of the Russian Electronic Money Association (REMA), the industrial body representing major e-payments and fund transfer companies in Russia. As one of the leading experts in Russian retail payments sector, Dr. Dostov is heading REMA since its inception. He is also a senior researcher at the Saint-Petersburg State University, participating in a research of new financial technologies. Viktor’s background includes the position of the Managing Partner and one of the founders of the PayCash Group – a company that developed successful projects later known as Yandex.Money, iDealer, Beeline Mobile Commerce, Mobi.Dengi and others. He also worked as the Director for new technologies of the Tavrichesky Bank, Head of Financial Innovations Division at the Russian Presidential Academy of National Economy and Public Administration (RANEPA) and, previously, in the telecom industry.
Counsel, Financial Regulation at Bird & Bird
Karen Berg is counsel in Bird & Bird's financial regulation practice and is based in The Hague. Focusing on all aspect of financial regulation, Karen's expertise combines (board) advice, managing complex and time-sensitive projects, investigations, negotiations and discussions with regulators and legislators. Karen combines a wealth of experience advising a broad range of financial institutions as an external lawyer on regulatory matters and high-profile projects and working in-house in financial institutions and corporates at board level. She is not only an excellent lawyer, but also has in-depth knowledge of board dynamics and of looking at matters with a cross-functional approach. Before working with Bird & Bird, Karen was corporate secretary at SNS REAAL and PostNL, worked as an investment banker at Fortis/MeesPierson and started her legal career with De Brauw Blackstone Westbroek, working in their offices in the Netherlands, London and New York.
Founding Partner of Innopay
Douwe Lycklama is founding partner of Innopay (www.innopay.com) an independent consulting firm specialised in payments and transaction services. Douwe is thought leader in e-payments, e-invoicing, e-identity, m-payments, cards and SEPA, shaping breakthrough business and market innovations, standards and schemes. As such he actively contributes to strategic developments in this field, such as online payment scheme iDEAL and MyBank, identity Trust Framework ‘eRecognition’ and e-invoicing initiatives FinBox and Acceptemail. Innopay works for major international financial institutions, collaborative bodies, government and corporates. Memberships of Innopay include member of the European Payments Consultants Association (www.epca-group.com), EBA (www.abe-eba.eu) and ECP (www.ecp.nl).
CEO of Dutch Payments Association
Piet has a degree in economics at the University of Amsterdam. After his study Piet joined the Dutch Central Bank, in which he held several senior management positions in economic research, economic and monetary policy and payments, lastly as a member of the Payments and Settlement Committee of the Eurosystem. In 2004 Piet joined Currence, the then newly established Dutch entity for ownership of the Dutch collective payment schemes, including iDEAL. He became its CEO in 2006. In 2011 Piet became CEO of the newly founded Dutch Payments Association whose members are payment banks and payments institutions in the Netherlands, combining the two CEO positions. Piet chairs several steering and stakeholder groups on innovative payments in the Netherlands. For example the Instant Payments programme, iDEAL innovations and the national digital banking identification and authentication programme (iDIN). In his capacity as CEO he is also involved in other innovations in Dutch Payments landscape and participates in a lot of national and international meetings on payments
Founder of Schulte Research
Paul Schulte is founder of Schulte Research, set up in 2012 researching financial institutions and financial technology. He has spent 3 decades in research on financials. He has worked for all 3 branches of US government, including the NSC at the White House. He currently teaches in 3 universities, has written 3 books and authored hundreds of articles. He has worked for the Number 1 investment bank from US, UK, Japan, China & Switzerland starting in 1990. He has taught on 4 continents. His focus is technological change in banks & insurance. He has been a source for the WSJ, NYT, Bloomberg, Nikkei, FT, Economist, Barron’s and Forbes. His clients include some of the largest sovereign, pension, mutual and hedge funds globally.
Payments and Financial Services Expert
Payments and financial services expert, Andréa Toucinho worked for 10 years as Journalist - Editor in Chief of Point Banque magazine and Head of "PayForum" and "Banque et Innovation" events. She works since 2018 in the consulting area with activities in Paris as Head of Studies, Prospective and Training of Partelya Consulting, and Country Ambassador for France of European Women Payments Network (EWPN). She has also developed activities in Portugal and Spain as France Representative of Aefi and Afip Fintech Associations. In 2018, she wrote a white paper about instant payments which was published in November on the French payments market.
Global Ambassador at Consult Hyperion
David G.W Birch is an author, advisor and commentator on digital financial services. He is Global Ambassador for Consult Hyperion (the secure electronic transactions consultancy that he helped to found), Technology Fellow at the Centre for the Study of Financial Innovation (the London-based think tank), a Visiting Professor at the University of Surrey Business School and holds a number of board-level advistory roles. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics. Dave was named one of the global top 15 favourite sources of business information (Wired magazine) and one of the top ten most influential voices in banking (Financial Brand); created one of the top 25 “must read’ financial IT blogs; was found to be one of the top ten Twitter accounts followed by innovators, along with Bill Gates and Richard Branson (PR Daily); was ranked in the top three most influential people in London’s FinTech community (City A.M.), was voted one of the European “Top 40” people in digital financial services (Financial News), was listed of the world’s top 100 most influential FinTech leaders and rated Europe’s most influential commentator on emerging payments (Total Payments).
Consultant at Euromonitor International
Kinda Chebib works as Consultant for Euromonitor in London, providing strategic intelligence for EMEA markets. In her current post, Kinda is responsible for key data building and insights in Technology, Finance and Services. She conducts research and make strategic recommendations to Tech and financial services corporations in the domains of Digital transformation, Fintech, E-commerce, E-wallet and Technology Disruption. Kinda has broad experience in Technology but also in Economic and International Affairs, having worked as an Economic Attaché at the French Embassy, and as a Junior Project Manager in Paris for Défense Conseil International, conducting strategic research in the defence sector.
Chairman at Vendorcom
Paul is Chairman & Founder of European payments community, Vendorcom; European Evangelist at the World Wide Web Consortium for the Payments Sector; Mentor at fintech accelerator, Level 39; and Member of the UK Payments Systems Regulator Panel and provided the secretariat for the All Party Parliamentary Group on Payment Systems in the last session of the UK Parliament. Paul is passionate about the payments industry and the benefits to be gained by driving innovation through collaboration. His work with Vendorcom ensures that all stakeholders in the industry are connected and have access to authoritative, independent information on strategic and innovative developments, standards, regulation and market opportunities. Paul is recognised for his broad perspective on industry matters as well as his independence, authority and pragmatism in dealing with the increasingly complex change that both merchants and solutions suppliers face.
Principal Consultant at Consult Hyperion
Gary joined Consult Hyperion from Gemalto where he led their Point of Sale (POS) Division in the UK and the Republic of Ireland, prior to and during its acquisition by Verifone. He has over 30 years experience in electronic payments, including design and delivery of point of sale solutions to meet the specific requirements of the larger UK Acquirers, including Worldpay and Global Payments. Since joining Consult Hyperion, Gary has led Consult Hyperion’s retail transaction activities, advising retail banks, acquirers and start-ups on the hardware and software solutions that best meet their commercial and functional requirements. In parallel Gary has helped Payment Schemes to define their functional and security requirements for mPOS devices and services, updated EMV contact and contactless card and terminal specifications for American Express and helped the Payments providers to select appropriate vendors for their supporting infrastructure and services. Gary regularly presents and chairs payment conferences across Europe, including: MPE; mPOS World; Money2020; Trustech; xCEEd; PayExpo and Smartex. Gary has a detailed understanding of the retail payments architecture and how it is adapting to the opportunities presented by smart mobile devices. He has appeared on BBC TV and Radio providing expert insight into contactless payments.
International Director at PCI Security Standards Council
Mr. King leads the Council’s efforts in increasing adoption and awareness of the PCI Security Standards internationally. In this role, Mr. King works closely with the Council and representatives of its policy-setting executive committee from American Express, Discover, JCB International, Mastercard and Visa, Inc. His chief responsibilities include gathering feedback from the merchant and vendor community, coordinating research and analysis of PCI SSC-managed standards through all international markets, and driving education efforts and Council membership recruitment through active involvement in local and regional events, industry conferences and meetings with key stakeholders. He also serves as a resource for Approved Scanning Vendors (ASVs), Qualified Security Assessors (QSAs), Internal Security Assessors (ISAs), PCI Forensic Investigators (PFIs), and related staff in supporting regional training, certification and testing programs.
Payments Lawyer & Co-Founder of PaymentCounsel
Nadja is a professional with over 10 years of experience in the international Payments industry and a legal expert in rules and regulations involving Financial Services, PSD, AML and CDD, Card Schemes and GDPR. She has acquired experience both as a Deputy General Counsel for a global PSP and as a VP Legal & Regulatory for a European Acquirer. As part of PaymentCounsel and Pytch Ventures, she consults Acquirers, PSPs, EMIs and other FinTech companies in their start-up phases that want to expand their business internationally, while mitigating risk. Besides legal consultancy, she also provides companies strategic advice and guidance and (supervisory) board positions. Nadja also regularly writes blogs related to AML, PSD, GDPR and Thoughtful Leadership (www.paymentsguru.eu).
Division Director Payments and Market Infrastructure at the De Nederlandsche Bank
Petra is Division Director Payments and Market Infrastructure at the De Nederlandsche Bank (DNB). The division is responsible for payments and collateral operations as well as oversight, policy, research (including the DNB DLT research) and cyber intelligence. Furthermore, the TIBER program (Threat Intelligence Based Ethical Red teaming) reports to her. Petra joined the Dutch Central Bank in February 2007. In 2013 she became Head Insurance Policy and alternate member of the EIOPA Board. In 2015 she was appointed as Head of the DNB Expert Center for Fit & Proper testing, assessing (supervisory and management) board members in the financial sector. During that period she also chaired the ECB policy work on drafting an ECB FAP assessment framework. In February 2017 she was appointed by the DNB Board Division Director. Prior to joining the Dutch Central Bank Petra had an international career in the oil and gas industry. Petra is a member of the CPMI as well as the CPMI/IOSCO Steering Group. She is also member of the Supervisory Board en Executive Committee of Child and Youth Finance International Foundation (initiator of Global Money Week). Petra has a European Masters in Law& Economics and a Masters in Russian Studies. She is married and proud mother of three children.
Senior Consultant Retail at Payments Advisory Group
Paul is Senior Consultant Retail at Payments Advisory Group, an international consultancy specialized in the payments domain, working together with all stakeholders, including payment processors, banks, corporates, fintechs, retail, and public sector organizations. Payments Advisory Group provides advisory and implementation services, interim management, training and market research. Paul uses his knowledge and network to help clients to develop strategies on topics such as PSD2 and RTS, online identification, loyalty, blockchain, omnichannel solutions, and more. Next to that, Paul is frequently invited as speaker or host, covering events from international conferences to in-company workshops. Previously, Paul worked as Senior Advisor Payments at Thuiswinkel.org, the national association for the B2C e-commerce industry with over 2200 members in The Netherlands and was chairman of the e-Payments committee of Ecommerce Europe, the Brussels' based association representing 75.000+ companies selling products and/or services online to consumers in Europe. Next to that, Paul was for Ecommerce EuropeTechnical Expert in the Euro Retail Payments Board, chaired by the European Central Bank, and Co-Chair of the ERPB Working Group on Payment Initiation Services. Paul is still a member of the Digital Transactions and Innovation Taskforce of Ecommerce Europe. Paul holds a master’s degree in political science from Leiden University, Leiden. He is married, has three children and lives in The Netherlands.
EGM Consumer Finance at Commonwealth Bank of Australia
With over 20 years of international experience, primarily in financial services, Leila Fourie has served on multiple boards and held senior roles in banking, capital markets and payments. Dr Fourie was appointed as CEO of Australian Payments Network in 2016 and also serves as the Vice President of the Economic Society of Australia. Prior to this, she served on the board of the Johannesburg Stock Exchange as Executive Director. Dr Fourie also served as Card Division Managing Director for one of South Africa’s largest banks, Standard Bank. During this time, she served as Chairman on the board of Diners Club and Board Member on Discover’s Chicago-based Diners Club International Advisory board. Leila started in Standard Bank’s investment bank as Global Director Credit analytics, capital and portfolio management for SA, UK, Hong Kong, Russia, Brazil and Argentina. Leila has a PhD in Economic and Financial Sciences and won the Founders’ award in 2012 for best Masters Economics thesis in the country by Economic Society South Africa.
Global Head of Banking, Ripple
Previously with companies such as SWIFT, Eurocelar, and BNY Mellon, Marjan has more than two decades of experience working in commercial positions where she has gained valuable insights into the financial industry. An entrepreneur and business developer, Marjan has tackled large scale projects in securities and payments and brought effective strategies directing major initiatives from conceptual to implementation.
Head of fintech at PR consultancy CCgroup
Daniel has more than 12 years’ experience in B2B technology PR and heads up CCgroup’s fintech division. He is responsible for the strategic direction of client marketing communications programmes and ensuring that they meet business objectives. Daniel has advised a range of fintech organisations ranging from nimble start-ups like MFS Africa, Money Mover and Strands to major industry brands including Deloitte, VeriFone and Visa. Daniel speaks at industry events, regularly contributes to outlets such as TechCrunch, Huffington Post and BankNXT, and podcasts and broadcasts like FinTech Insider and StartUp Van.
Founder and Managing Director of TrustEuAffairs
Based in Brussels for the past 16 years, Monica Monaco is the founder and managing director of TrustEuAffairs. TrustEuAffairs advises its clients on Eu legislative relevant initiatives. Monica is a member of the Society of European Affairs Professionals (SEAP) since 2004, and served as a member of the SEAP Board from May 2012 to May 2015. Furthermore, Monica is Member of the Europol Virtual Currencies Taskforce and also Member of the European Commission Payment Systems Market Expert Group (PSMEG). Monica’s areas of focus are financial services, payment systems and technology, new payments means such as mobile and crypto, as well as e-commerce. Monica has been Senior Manager for EU Relations and Regulatory Affairs in the Legal Department of Visa Europe for more than ten years, being responsible for the relations with the European Commission, the European Parliament and the European Council Working Group on Financial Services, as well as with various national regulators. Before joining Visa Europe she has been working as a Consultant for both Andersen, Deloitte & Touche and the OECD in Paris, dealing with a variety of financial services matters. She also worked for the Council of Europe in Strasbourg, in the Committee on Parliamentary and Public Relations. Monica holds a Master's Degree in Economics, European Law oriented, from L.U.I.S.S.Guido Carli University in Rome, Italy.
Director, Head of Payment Products & Solutions , Initiative Director - Group wide PSD2 project | Deutsche Bank AG | Frankfurt
Christian is a Director in Deutsche Bank Global Transaction Banking’s Product Management, responsible for managing the payments product offering globally. He has held various regional and global product management positions at Deutsche Bank. Prior to his current role, he developed and commercialized the Bank’s Financial Supply Chain product suite in the EMEA region. Christian graduated from the University of Mannheim in 1997 with a Master in Business Administration and Computer Science and holds a Diploma in Strategy & Innovation from the University of Oxford. He lectures negotiations and managerial skills at the University of Mannheim. In his leisure time, he enjoys running, travelling, and dining out.
Editor at PaymentsCompliance
John leads PaymentsCompliance's award-winning editorial team. He joined as a reporter in 2015 and has been editor since 2016. John covers regulatory and legal developments that have an impact on payments businesses, including banks, processors, e-money institutions, acquirers and card schemes. Within Europe, key topics include PSD2 and its supporting secondary legislation, as well as the 4th and 5th AMLD, GDPR and the Interchange Fee Regulation. John has also written and edited at Blockchain Briefing, and contributed to sister publication GamblingCompliance as well as numerous specialist industry publications.
Founder and CEO of Polymath Consulting
David Parker is the founder and CEO of Polymath Consulting. He works on projects and advises organisations across the Cards & Payments industry. David is also an active mentor, NED and advisor to boards. He advises and/or sits on the boards of: Cybertonica, Trezeo, 3GS Moneyclub and Curve along with others. His most recent project is the launch of a new company, Konsentus, in partnership with two colleagues. It facilitates checking the regulatory status of Third Party Providers along with eIDAS Seal Certificates, and the issuing of access tokens to enable FIs to be PSD2 open banking compliant. In consultancy, he has worked across the complete value chain helping banks with their overall E-Money/Prepaid and Emerging Payments strategy right through to market entry analysis. He has also collaborated with telcos, processors and programme managers on segment analysis, certification and membership applications. Geographically, his client assignments have covered Russia, South Africa, Middle East, Europe and Asia. He is an active contributor to forums on Linkedin and a regular media commentator on the future of e-money/emerging payments. He is co-chair of the People in Emerging Payments forum on Linkedin and chairs conferences and events from Mumbai to Moscow; Las Vegas to London and Johannesburg/Nairobi in Africa to Colombo/Sri Lanka.
Head of Regulatory at Open Banking
Nilixa is an experienced regulatory expert who has worked with industry, regulators and legislators to drive changes in the payments ecosystem for a payments landscape that is secure, transparent and inclusive. Nilixa is a well know public speaker and Head of Regulatory at the UK Open Banking Implementation Entity. Prior to this Nilixa was at the Financial Conduct Authority as the policy lead on all EU payments related matters and in particular the negotiation and transposition of PSD2 . Nilixa has worked with the EBA, ECB, European Commission and EU regulators and before joining Open Banking was on secondment to the EBA, publishing the EBA Consultation on the Guidelines for an exemption under the RTS and leading work on PSD2 eIDAS certificates. Prior to joining the FCA from Barclays in house legal team Nilixa supported various Barclays business units including receivables and trade finance; retail mortgages and cash management.
COO and Co-founder of Starling Bank
As a co-founder at Starling Bank, Julian was Chief Operating Officer for 3 years building the bank’s business operations, including payment systems, card operations, customer service, human resources and supplier relationships. Julian now leads Starling Payment Services, a division of the Bank offering real-time access to UK & European payments schemes such as Faster Payments, BACS and SEPA to Corporates, Banks and e-Money Institutions. Starling Payment Services also offers a Banking-As-A-Platform proposition enabling organisations to open FSCS Bank Accounts and manage payments all through a set of APIs. Julian worked as a management consultant at Andersen Consulting (now Accenture) and EY, specialising in large-scale transformation in the cards and payments industry. He set up his own financial services consultancy, Bluerock, which he ran for thirteen years before selling it in 2012. After many years as a consultant, joining Starling gave Julian the opportunity to put all his learnings into practice, to build a bank with an amazing team of true professionals. He enjoys working at a fintech business since he loves delivering things, making things happen and moving things forward at pace.
Head of Western & Central Europe at SWIFT
Saskia Devolder was appointed Head of Western and Central Europe in September 2017. Prior to her current role, she was Head of Western Europe for SWIFT for two years, having previously managed the sales organisation for France and Benelux very successfully, covering securities and banking sales activities and developing a community oriented focus.Saskia joined SWIFT in 2006. Prior to joining SWIFT she was VP Global Account Management at MasterCard International and held several sales and marketing positions at Synstar International and Sterling Software.
CEO, Smorenberg Corporate Consultancy
Harry is a financial services marketing and positioning strategist. He previously worked at Banque Paribas and ABN AMRO and was a director at two leading strategic consultants. He is a leading contributor to innovation in both the retail and corporate payments and transaction space. He has also been actively involved in developing solutions in financial planning, international pensions and 'social innovations'. His strength is in catalyzing institutions into developing vision and strategies, and in identifying and implementing client-centric solutions. He is a columnist and guest speaker, sits on several advisory boards and regularly publishes in leading international media. Other functions: • Member of the International Advisory Board of the Europe China Institute - Nyenrode Business University • Member of the Board of Advisors of NIBUD (National Institute for Family Finance Information) • Adjunct Professor at Joint Innovation Center for Social Management of Urban and Rural Communities in Hubei Province - Zhongnan University in Wuhan, China • Member of the Council of Scholars and member of the International Advisory Board for the Center for Retirement Initiatives, McCourt School of Public Policy, Georgetown University, Washington • Chairman of the Editorial Advisory Board of Banking & Finance, Europe • Founder & Chairman of the EuropeanPaymentSummit - Brussels (www.epcasummit.com) and GlobalPaymentSummit - Singapore (www.globalpaymentsummit.com). Both part of 'Transactives' • Founder & Chairman of the WorldPensionSummit - The Hague (www.worldpensionsummit.com) and WorldPensionSummit Africa Special - Abuja, Nigeria • Co-Founder and Chairman of China's National Academic-Strategic Pension Forum with Renmin University - Beijing (www.chinapensionforum.com.cn) • Founder and Chairman of "New Normal in Working" (the impact of longevity) • Board member and CFO of the "Drie Dolfijnen" foundation (charity fund)
Chairman of the Payment Systems Committee of the European Banking Federation, Brussels and Deputy General Manager at the Dutch Payments Association, Amsterdam
Gijs Boudewijn is Deputy General Manager at the Dutch Payments Association, of which credit institutions, payment institutions and electronic money institutions can become a member. Before that he was responsible for payments and security related matters at the Dutch Banking Association. He has extensive experience in domestic as well as international (SEPA) payments issues, governance, competition law and fraud prevention. He started as an in-house lawyer at a large savings bank, and later became Head of Legal Affairs at the central Dutch clearing house, Bankgirocentrale, the predecessor of Equens SE. In 1998, Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Next to sitting on various Dutch domestic payments related bodies, he is currently Chair of the Legal Support Group of the European Payments Council and Chair of the Payment Systems Committee of the European Banking Federation in Brussels.