25-26 APRIL 2019


The 2020 Europe GPS programme will be available here shortly. To discuss speaking opportunities in plenary and track sessions please contact David Roberts, Global Director of Payments at droberts@currency-research.com

Changing Consumer Behaviours – New Technologies – Regulatory and Legal Challenges

The 17th edition of The European Payment Summit (EPS) offered vital information and guidance on the major issues and trends currently affecting the global payments industry. Assessing the regulatory landscape and its efforts to keep up with all the latest developments in technology, the programme featured keynotes focusing on how we align global issues such as risk management and security.



Day 1 - 25 April 2019

08.00Welcome Coffee & Registration
09.00Welcome to EPS 2019
Gonzalo Santamaria and David Roberts, Currency Research
09.15Welcome to The Hague
Word of Welcome by City of The Hague

Pauline Krikke | Mayor of The Hague
09.30Payments Driving Digital Transformation
Introduction Summit Theme & Opening Panel
Harry Smorenberg | Chairman Payment Summits (SCC)

Gerard Hartsink | Chairman of the GLEIF Board (Global Legal Entity Identifier Foundation)
Julian Sawyer | COO | Starling Bank
Andréa Toucinho | Payments and Financial Services Expert
Harry Smorenberg | Chairman Payment Summits (moderator)

10.15The Brave New Payments World - A Regulatory Challenge
- Getting up to speed with PSD2 and open banking
- Preparing for new strong authentication rules
- What's next for regulation in payments?

Petra Hielkema | Division Director Payments and Market Infrastructure | De Nederlandsche Bank
Monica Monaco | Founder and Managing Director | TrustEuAffairs
Nadja van der Veer | Payments Lawyer & Co-Founder | PaymentCounsel
Gijs Boudewijn | Chairman of the Payment Systems Committee | European Banking Federation
John Basquill | Editor | Payments Compliance (moderator)
11.00Networking Break
11.30A1 The New Era of Ticketing
B1 Next Gen Payments Security and Reducing Fraud Risk
- Paying for airline, travel and entertainment transactions
- Avoiding fraud and ticket re-sales
- Instant and guaranteed payment solutions

Daniel Veldkamp | Customer Payments Manager | KLM
Gregoire Toussaint | Principal | Edgar, Dunn & Company
Javier Orejas | Head of Banking, EMEA & Americas | IATA
Raymond Lee | Commercial Manager | Consult Hyperion (moderator)
- Implementing AI
- AML Monitoring Tools
- Cyber Security in Payment Networks

Dik-Jan Jetses | Business Development Director | Lexis Nexis Risk Solutions
Babra Pereira | Fraud Manager | CM Payments
Emilio Rocchi | Senior Solutions Consultant | ThreatMetrix (moderator)
12.15Smart Cities, Smart Mobility & Smart Contracts for Integrated Payments
Boyd Cohen | Urban Strategist | Co-Founder | Iomob Tech
12.50Networking Lunch
14.10AI & Quantum Computing for Banking and Insurance: Fortunes and Challenges for China and US
Paul Schulte | Founder | Schulte Research
14.30A2 The Big European Cash DivideB2 Migration of Cards
- Present situation reviewed
- Why we still need cash
- The cost of cash and alternatives

Julian Sawyer | COO | Starling Bank
Gareth Lodge | Senior Analyst | Celent
Pavel Matveev | CEO and Co-Founder | Wirex
Daniel Lowther | Head of fintech | CCgroup (moderator)

- Innovation driving the survival of cards
- From cards to mobile wallets
- Cards and eCommerce

Iryna Agieieva | Payments | Booking.com
Don Ginsel | Founder | Holland FinTech
Victor Dostov | President | Russian Electronic Money Association
David Parker | Founder and CEO | Polymath Consulting (moderator)

15.15A3 Breakthrough Payment Platforms Movers and Shakers in Europe B3 Digital Identity: Foundation for the Data Economy
- Latest developments
- Cutting-edge tech solutions
- Game-changing features

Gijs Boudewijn | Chairman of the Payment Systems Committee | European Banking Federation
Ralf Ohlhausen | Executive Advisor | PPRO
Paul Alfing | Senior Consultant Retail | Payments Advisory Group (moderator)
- Various approaches towards digital identity
- Cooperation between private and public sectors
- How will digital identity infrastructures deal with the need for consent across all sectors?

Piet Mallekoote | CEO | Dutch Payments Association
Daniel Goldscheider | CEO | yes.com AG
Douwe Lycklama | Founding Partner | Innopay (moderator)
16.00Networking Break
16.30Delivering Secure and Seamless Payment Experiences
Caroline Birchinall | Head of Authentication Risk and Identity Solutions Europe | VISA
17.00Meet the Florin Award Nominees

Best Fintech Provider - Nominees
Robin Smits | Global Sales Director ReadID | InnoValor
Sunil Jhamb | Founder and CEO | Newgen Payments
Ralph Liu | Founder and CEO | TurboChains
Katerina Mikheeva | Head of Business Development (EU) | Yandex.Money

Best Regtech Provider - Nominees
Robin Bodaan | Business Development | Belleron
Margherita Maspero | Marketing Manager | Know Your Customer
Sandra Higgins | Senior Vice President of Marketing | Sysnet Global Solutions
17.40Privacy & Payments
- The effects on our behaviour
- Is GDPR really working?
- How transparency can influence our buying patterns
- AI / Big Data - Retailer Power Play?

Piet Hendrikx | Owner | Collingham Consultants
Esther Groen | Partner, Lead Banking & Payments | Innopay
Teodora Pimpireva | Senior Privacy Counsel | Mastercard
Oran Kiazim | Senior Data Protection Advisor | Bird & Bird (moderator)
18.10Drinks Reception
19.00EPS 2019 Dinner featuring the Florin Awards Ceremony


Day 2 - 26 April 2019

08.00Welcome Coffee & Registration
09.00Recap by Summit Chairman
09.05Implementation for Success - Open Banking Reality
Marjan Delatinne | Global Head of Banking | Ripple
Nilixa Devlukia | Head of Regulatory | Open Banking
Leila Fourie | EGM Consumer Finance | Commonwealth Bank of Australia
Christian Schäfer | Director | Head of Payment Products & Solutions | Initiative Director - Group wide PSD2 project | Deutsche Bank AG
Gijs Boudewijn | Chairman of the Payment Systems Committee | European Banking Federation (moderator)
09.50Payments Digitalisation: Shifting Market Frontiers in Asia Pacific & Africa
- Financial inclusion
- Payment transformation/digitalisation
- What is the impact of shifting retail on financial services?

Kinda Chebib | Consultant | Euromonitor International
10.15Alignment of Real Time Payments Across International Borders
- How are instant payments being rolled out in Europe and elsewhere?
- What are the adoption levels and the use cases?
- What role are fintechs playing in this space?
- How is the adoption and use of instant payments likely to play out?

Inge van Dijk | Program Manager Instant Payments | Dutch Payments Association
Karen Birkel | Deputy Head of the Market Infrastructure Management division, Directorate General Market Infrastructure and Payments | European Central Bank (ECB)
Erwin Kulk | Head of Service Development and Management | EBA CLEARING
Saskia Devolder | Head of Western and Central Europe | SWIFT (moderator)
11.00Networking Break
11.30A4 The Legalities of PaymentsB4 Emerging Payment Models
- The need to mediate in a global economy
- International standards or the lack thereof
- Safe eCommerce - retail and wholesale

Christian Delporte | EMVCo European Liaison
Karen Berg | Counsel, Financial Regulation | Bird & Bird
Gidget Brugman | Attorney-at-law/Partner, Financial Services Regulatory | BarentsKrans
Jeremy King | International Director – Europe | PCI Security Standards Council (moderator)
Exploring emerging innovative business models powered by Open Banking, PSD2 and other industry changes.

- Which business models will win out?
- Which are simply unsustainable?
- Who are the key players to watch in the new innovation cycle and who are their customers?

Ed Adshead-Grant | General Manager Payments | Bottomline
Michael Jensen | CEO | Global Risk Clinic
Stuart Bailey | Industry Development | Lloyds Banking Group
Frank Jan Risseeuw | CEO | Yolt
Louise Beaumont | Industry Advisor | Bottomline (moderator)
12.15Networking Lunch
13.15Fireside Chat: Central Bank Digital Currency (CBDC) and Crypto Assets
Jean-Michel Godeffroy | Associate Consultant | Currency Research
Santiago Fernandez de Lis | Head of Regulation | BBVA
13.45 Live Five: 5 things the industry should be focusing on in the year ahead
Dave Birch | Global Ambassador| Consult Hyperion
14.15Challenges and realities of the 5 things the industry should be focusing on
Douwe Lycklama | Founding Partner | Innopay
Paul Rodgers | Chairman | Vendorcom
14.45Closing Remarks by Chairman
15.00Farewell drinks
16.30End of Program