25-26 APRIL 2019
THE HAGUE

News

Alignment of Real-Time Payments Across International Borders

22 April '19
Instant payments are an industry response to changing customer expectations and are set to become the new normal, with services now available in many markets across the world. But current services are mostly domestic and not interoperable across markets or borders. In the EU, efforts have been made to combat the fragmentation of these services...
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Meet the Florin Awards Europe 2019 Nominees

17 April '19
The Florin Awards Europe jury have deliberated on all applications and we are excited to announce the following nominees. Best RegTech Provider / Excellence in RegTech Award This category is open to a RegTech provider whose product or service makes a significant and tailored contribution to enhancing compliance in the payments industry. And the 2019 Nominees...
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David Birch, Consult Hyperion: "We need national strategies to manage the transition to cashlessness"

16 April '19
EPS Speaker Spotlight A brief interview teaser with David Birch - Consult Hyperion, ahead of his "5 Live - 5 things the industry should be focusing on in the year ahead" keynote, one of the EPS 2019 'can’t miss' sessions next week. Mark your calendars: April 26th at 1.45 PM in The Hague! During your...
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Emerging Business Models Powered by Industry Changes

11 April '19
The competitive landscape in Payments is changing significantly through regulatory intervention such as Open Banking / PSD2 and exponential digital demand from consumers and businesses – powered by open and accessible data. This session will explore the emerging innovative business models powered by these changes. From aggregator services and new credit decisioning models to card...
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Andréa Toucinho: Instant Payments, PSD2 and GDPR

3 April '19
EPS Speaker Spotlight Andréa Toucinho, Payments and Financial Services Expert, will be joining the on-stage discussions at EPS on Payments Driving Digital Transformation, opportunities and consequences of the fast-changing pace in the payments and transactions space. Only a few weeks before the event, Andréa shares her perspectives on key industry developments and current market dynamics....
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Implementation for Success - Open Banking Reality

27 March '19
  Keynote Panel "Implementation for Success - Open Banking Reality" The world is moving towards Open Banking, with regulation playing a vital role in determining the future evolution of payments. Do banks see the Open Banking platform as a digital transformational opportunity or a compliance burden? What technological and business challenges do they face? What cooperation...
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Sorry, We Don’t Take Cash: Myth or Reality?

26 March '19
By Kinda Chebib, Research Consultant at Euromonitor International Cashless payments in Asia Pacific and Africa are being fuelled by continued smartphone proliferation, increased consumer adoption of e-commerce and cashless payment methods - particularly cards, QR codes and mobile wallets. This growing popularity of cashless payments is due to the initial telecommunication and infrastructure challenges in...
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Nadja van der Veer, PaymentCounsel: "The intentions behind PSD2 are good, but they have backfired a little"

19 March '19
EPS Speaker Spotlight Traditional regulation cannot be truly effective when criminal tactics and technology are constantly evolving. What are the regulatory hurdles in today’s payments world? How can the market develop further market towards Open Banking? Should we already expect a PSD3? Just a few weeks before our EPS event, we seized the opportunity to...
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Extended Deadline for Florin Awards Europe 2019 - Call for Candidates!

18 March '19
In response to market requests, the deadline for the Call for Candidates for the Florin Awards 2019 has been extended until 31 March. This year, the Awards are open for entries in six categories: Compliance Professional of the Year Best Payments Lawyer or Law Firm Best Data Protection Officer Best Head of AML/MLRO Best RegTech...
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Petra Hielkema, DNB: The PSD2 challenge “will be to reach further standardization of APIs”

10 March '19
On 19 February, the European Revised Payment Services Directive, known as PSD2, entered into force in the Netherlands. Under PSD2, service providers are allowed to access payment data or initiate payments from an account holder’s payment account, provided the account holder has given his or her explicit consent. The aim of the regulation is to...
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The Web Fraud Prevention, Identity Verification & Authentication Guide 2018/2019

8 March '19
The Web Fraud Prevention, Identity Verification & Authentication Guide offers a complete overview of the latest trends into digital onboarding and fraud mitigation for banks, merchants and PSPs. Customer experience and the conflict between offering a frictionless customer service to good clients while managing risk and blocking the bad guys are some themes that are emerging...
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Marjan Delatinne, Ripple: "Digital transformation – a case of change now or face redundancy"

26 February '19
EPS Speaker Spotlight The world is moving towards Open Banking, with regulation playing a vital role in determining the future evolution of payments. In order to check the industry pulse, highlight the trends and realise the opportunities, we interviewed Marjan Delatinne, Global Head of Banking at Ripple, one of the key panelists who will take the...
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Julian Sawyer, Starling Bank: "Innovation will be driven by organisations focusing on customer needs"

11 February '19
EPS Speaker Spotlight During this year’s edition of the European Payment Summit (EPS), Julian Sawyer, COO and Co-Founder of Starling Bank, will be joining the on-stage discussions on current industry developments, the changing dynamics of payments/ transactions and what threats and opportunities new business models present for the industry: What are the key points that...
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Program & Speaker Updates | EPS

27 January '19
  Join a targeted network of payment professionals, industry experts and thought leaders, who will be sharing their expertise through various insightful presentations and discussions during the upcoming edition of the European Payment Summit. You will also get the chance to hear forward-thinking ideas and strategies and also keep abreast of the latest industry trends...
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Register Early for 20% Discount

12 November '18
Register before 31st January 2019 for the European Payment Summit 2019 and get 20% discount via code EARLYEPS19!  Make full use of your budgets from this year.  (Offer applies only for the two day program registration.)   Returning to The Hague on 25-26th April 2019, the 17th edition of The European Payment Summit (EPS) is back...
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The Pains and Gains of the GDPR: Bridging Finance, Technology and Personal Data

28 February '18
  Data is one of the most valuable assets FSI, markets and society have. At the same time, there is increasing confusion and fragmentation regarding personal data, data protection, data management and security. Key experts on Finance, Technology & Data explore with the audience how the FSI can deal with this and how GDPR & PSD2 can...
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Diversity in Payments - Open, Robust and Efficient

28 February '18
Petra Hielkema | Division Director Payments and Market Infrastructure | De Nederlandsche Bank The payments and transaction space has truly opened up. Next to banks, near- & non-banks have become part of the ecosystem and a next level of supervision and regulatory measures are needed. Petra Hielkema, Director Payments and Market Infrastructure DNB, will discuss:...
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PSD2 and Strong Customer Authentication

21 February '18
Is this compatible with operational reality?   The new Regulatory Technical Standards (RTS) for Strong Customer Authentication (SCA) under PSD2 has created some controversy; for example, the European Banking Federation (EBF) called certain provisions “incompatible with operational reality.” This breakout session will explore the new RTS and discuss options banks and TPPs have to implement...
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Open Banking: A Brave New World

21 February '18
Gijs ter Horst  | CMO at Ximedes    Moving forward in a fragmented landscape Open Banking is undeniably a trend, though it is still largely driven by legislation. Many of us think it is a good thing, or pretend to do so. But what does it really mean? And what will it's effect be on the...
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Pre-Summit FIDO Authentication Briefing

13 February '18
  Register for EPS 2018 and consider coming a day earlier for the pre-summit session with FIDO Alliance!  On a special collaboration to welcome members of FIDO Alliance at EPS, we are hosting a pre-summit expert meeting on 13-March from 1300 to 1700.  You will get the latest updates on... Intro to FIDO Alliance:  Scope,...
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Beyond the Hype: How AI, Regtech and Blockchain are transforming the FSI

7 February '18
  In our closing keynote, Vivek will focus on how to modernize and reinvent payments platforms by radically simplifying processes and reducing costs while delivering the services customers demand. Important components of this vision are distributed ledger technology and AI (Watson technology) but also the need to rethink regulation and anticipate on swift changes in...
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Anticipating the new payment challenges: Infrastructure, regulation, digitalisation, democratization

7 February '18
  As new regulations come into force, more competitors target banks’ customers and new infrastructures go live, what is the European banking industry doing to capitalize on the next wave of the payments evolution? Retail banking customers want everything faster, simpler and cheaper – so how is the continent’s move to real time payments progressing?...
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Pre-Summit Security Masterclass: Future of Access Management From a Risk Perspective

24 January '18
Come a day earlier before EPS and join a special pre-summit security masterclass! “Securing Transactions” is the theme of the 2018 European Payment Summit (EPS). Jointly, EPS and the INNOPAY Academy are offering a special dedicated Pre-Summit Security Masterclass to enable experts and professional practitioners to to really deep-learn essentials on cybersecurity. Participants will be updated on...
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Quantum Technology: Next Generation Solutions in Payments & Security

18 January '18
The field of quantum technologies is increasingly in the spotlight beyond the scientific and research community and looks set to be one of the key technologies of the future. The European Commission has also announced a €1-billion (US$1.1-billion) flagship research initiative in the field of “Quantum Technology”, aiming to catch up with advances in rival...
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PSD2 & Next Steps Implementations

18 January '18
Creating an open and secure market for retail payments in Europe The PSD2 implementation date will be exactly two months behind us at EPS 2018. But will the European Parliament and the European Council have adopted the Regulatory Technical Standards on Strong Customer Authentication and Secure Communication in the meantime (deadline 27 Feb)? And where...
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Preventing Payment Transaction Fraud - A blueprint to effective collaboration

11 January '18
Marco Doeland | Head of Risk Management | Dutch Payments Association | Amsterdam   Our EPS 2018 theme is ‘ Securing Transactions” and the key focus is preventing fraud! We are happy to announce a top track session based on the Dutch success strategy led by the Dutch Payments Association that reduced electronic banking and skimming fraud...
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RegTech - Out of the Sandbox Thinking | Dealing with new regulatory realities

11 January '18
The goal of regulation is to design policies and laws that provide more transparency and a freer market economy. But ongoing regulation changes can lead to compliance issues that can be challenging for many corporations, particularly SMEs. Globally, many countries are looking to the EU for the successes and misses on PSD2, XS2A, GDPR implementation. But...
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Driving the Next Generation of Wealth-Tech in China

4 January '18
  Gregory Gibb is CEO of Lufax (Ping An Insurance), one of the largest FinTech companies in China and one of the largest Peer-to-peer (P2P) lending platforms in the world. P2P platforms create a marketplace for peers to lend to individuals and SMEs underserved by the traditional financial/lending sector. Chinese FinTech is evolving incredibly fast...
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Keynote on Identity & Security Brief at EPS

21 November '17
We are happy to welcome Taimar Peterkop as keynote speaker at EPS. Taimar will address the relevance of cybersecurity in a society (threats, cyber resilience, cyber hygiene); the need for a secure digital identity and vision on possible solutions for smart ID implementation. Estonia as a blue print case-study.           Talmar...
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EPS-Fintech Security Fair & Awards

6 November '17
New technology and more collaboration will supported ‘faster versions of payment solutions’ of what is done today… Great! But the real opportunities are with new value-added solutions. Delivering a better service to customers;  making things simple and efficient and creating an new dimension of engagement. The mass roll-out of Fintech has contributed a lot. Within...
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20% Early Bird Discount

6 November '17
Book in 2017 -  Use in 2018 Register with early birds code EARLY2018 for 20% discount! Offer valid till 31-12-2017.  Click Here to Register    
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Announcing 2018 EPS

6 November '17
Good Morning! Yes, with about 4 months to go this might be an early call… but you know how time flies. For sure we do not want you to miss out the 17th EuropeanPaymentSummit on 14-15 March 2018! As you can expect… we offer the most complete and in-depth program for you as expert/professional in...
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New Regulatory Challenges

23 February '17
This session will allow you  to learn more about the regulatory strands of work  European and non-European regulators are currently engaging in and which are likely to shape the global payments landscape in the next two to three years. Data economy and  data portability, the digitalization of banking, online platforms and the European Directive on...
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Real-Time Payments; at last!

23 February '17
Yes, the global adoption of real-time payments is picking up speed! Pushed by new (Fintech) developments, bank RTP network initiatives in Europe are taking off! Instant payments are becoming essential as we face real-time delivery in the industrial (just-in-time delivery and production) as well as general life (communication, delivery of goods and services). In our...
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Take our Poll : The X-border payments conundrum

14 February '17
At EPS 2017 we will run a special track session on key developments in cross border payments. We would like to invite you to participate in a brief EPS/Saxo Payments poll to identify key issues at stake. We will share the results of the poll with you during the session, adding value to the content....
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E-Commerce - Innovative solutions in payments and settlements

14 February '17
Probably one of the most important discussions in eCommerce typically revolves around payments. If you do a search on google everyday, you are bound to find another new payment channel, platform, or technology. We certainly live in a thriving era of innovations! The discussion of the ‘uberization’ of payments in making the process completely frictionless...
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M-commerce: Shopping on Phones Goes Mainstream

14 February '17
Yandex.Money, first designed as a single e-wallet, has now transformed into Russia’s largest online payment service with its own mobile ecosystem. At the European Payment Summit 2017 Maria Gracheva, Yandex.Money CEO, will share the success story of Yandex.Money, get an insight into Russia’s mobile environment and local payment habits and compare it to European and...
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The essence of "Security by Design"

6 February '17
With great new possibilities come great new security and privacy challenges and threats for the financial sector. Systems are increasingly connected, increasingly complex, increasingly open and increasingly under threat of criminals and cyber vandalists. The proof of this can be read in the papers almost every day. The growth of financial high-tech is faster than...
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Open API Banking: Financial Lego in Payment Solutions

6 February '17
  The common strategy for banks can almost be captured by paraphrasing Kennedy: "Ask not of your client to go to the bank, but make the bank go to the client". Survival requires putting the customer at the heart of the bank's service proposition, which requires a fundamental shift in the way banks are organized....
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The Changing European Payment Landscape

26 January '17
  The European payments industry is facing changes that will have a profound impact on the future of the financial sector. The first is around the modernisation of infrastructures, with the emergence of new retail instant payment services and also the upgrade of wholesale payment services to include richer functionalities. The European Central Bank is...
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Reality of digital identity in Europe: regulations are shaping markets?

24 January '17
  Last year on July 1st the European direct electronic identification and trust services for electronic transactions in the internal market (eIDAS) came into effect. This ground breaking regulation seeks to harmonise the internal market for digital identity services, such that business and citizens can interact safely and freely with businesses and governments. At the...
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Identity as the Great Enabler - Perspectives from the United States

24 January '17
When “done right”, strong customer identity and authentication solutions are not something to fear but something to embrace – they become the “great enabler” of more efficient, bespoke transactions that delight customers. With increasing intersection of identity and payments across the world – the need to build strong identity solutions baked into online and mobile...
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PSD2 XS2A: State of play on RTS, API, ERPB WG and other acronyms...

17 January '17
This will be an information session bringing the session up to speed with the state of play on the Access to Account that takes place within the revised payments services directive. Moderating this session, Paul as co-chair of the new ERPB WG on Payments Initiation Services, will provide an excellent overview of the current discussion....
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The Cyber Security Challenges in Transacting

17 January '17
Opening Keynote Speaker: Massimiliano Michenzi Europol EC3 - Payment Fraud & Crime Specialist Universal implementation of EMV cards in the EU has shifted the focus on fraud from card-present to card-not-present activities.  Fighting payment fraud — in particular that involving credit and debit cards — is one of the three mandates of Europol’s European Cybercrime...
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AML & Risks – Working Session & Briefing

9 January '17
One of the newest form of fraud - transaction laundering is challenging stakeholders like banks and regulators to innovate better solutions.  The fraudsters channel payments via masqueraded eCommerce platforms, landing banks into serious troubles. What should card schemes and regulators do in view of this trending fraud?  How can technology help mitigate the risks?  Join...
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Biometrics in Payments

9 January '17
We see major developments in the financial sector and mobile environment. Increasingly biometrics are being used for mobile authentication for applications. That includes financial transactions. In the payments scheme we see that roles are being redefined and new business models are emerging. It seems that we are in the middle of a changing paradigm, There...
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Win a Free Delegate Pass to EPS 2017! Altogether five to be won!

19 December '16
To kick off a great start to the new year, we are offering 5 free delegate passes (value Euro 1.695,--)! Respond directly by clicking this. Tell us the reason why you would like to join! We will have a draw on 2 January 2017 and publish the 5 winners and 5 reasons to join the...
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Underbanked Fintechs in a shrinking world

1 December '16
  A shrinking world, a growing problem And­ers la Cour, Chief Executive Officer of Saxo Payments, explores the growing issue of underbanked FinTechs   The world today is a smaller place than ever, in terms of international travel, commerce and business, and it continues to shrink rapidly. The fast development of new technology and online...
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Open Banking: learning from professionals

1 December '16
  Working towards a seamless cooperation between Fintechs and banks The development of Open Banking is accelerating fueled by both customer demand, competitive Fintech pressures and last but least, the recently adopted regulation of PSD2 and GDPR. Especially the provisions for ‘Access to the Account’ require banks to ‘open up’. It is up to the...
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China as one big 'Sandbox' of innovations

16 November '16
    How Chinese innovations in payments will affect Europe Rita Liu, Head Alipay EMEA David Lee Kuo Chuen | Professor @ SIM Singapore, Entrepreneur, Director and Advisor   China and India are perceived as the two key nations with the most innovations in the transaction space. China’s ecommerce market is still expanding and forecasted...
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