Ruth Wandhöfer

Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is Global Head of Regulatory and Market Strategy for Citi’s Treasury and Trade Solutions business. In this role Ruth’s key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape.

Ruth chairs a number of influential industry bodies such as the Global Public Policy and Regulatory Affairs Committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Information Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts.

Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (Palgrave MacMillan) was published in October 2014.

  • @EuroPaySummit

    European Pymt Summit European Pymt Summit @EuroPaySummit "The most striking thing we found during our attendance at the #europeanpaymentsummit was the fact that regulatory… https://t.co/FxCSh0XvLs 7 days ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @PaymentCounsel: Money 2020: World FinTech Report 2019 #OpenBanking has yet to reach maturity, according to #WFTR2019. The financial se… 1 week ago
    European Pymt Summit European Pymt Summit @EuroPaySummit PayU acquires Turkish startup @iyzico_com #digitalpayments #fintech https://t.co/GCBAUcaNvC 1 week ago
    European Pymt Summit European Pymt Summit @EuroPaySummit EU to Increase Access to High-Quality Data for #Blockchain, #AI Projects https://t.co/ROfiA7X6hR via @cointelegraph 2 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @KYC_Ltd: #ThrowbackThursday to our win as "Best RegTech Provider" in the #FlorinAwards at the @EuroPaySummit! On our blog, we take a cl… 2 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @PaymentCounsel: Whitepaper: One year after #PSD2 What has happened since PSD2 and #GDPR were introduced, and why financial services fi… 2 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit Always a pleasure to catch up with leading minds in #fintech during our #europeanpaymentsummit editions. @dgwbirch,… https://t.co/uIKHUrZJrT 2 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @PaymentCounsel: Consumers are wary of #bankingtechnology Rate of consumers adoption of latest #banking technology does not necessarily… 3 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @PaymentCounsel: 'Open Banking and Innovation: Let's Not Wait for PSD3!' Read my new article on the Payments Guru website: https://t.co 3 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @CurrencyResearc: Standardization of data is the basis of success for (SWIFT, Visa, Mastercard). Standardization is critical for moderni… 5 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @Finextra: Company announcement: HKMA grants four more virtual banking licences https://t.co/kphM1HMOgh #fintech 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ccgroup: #ConciseComments: Facebook selects London as the hub to build WhatsApp's mobile payment feature via https://t.co/zdN7HSuSpx 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @KYC_Ltd: The central topic at the @EuroPaySummit last month was without a doubt #PSD2 & its #SCA requirements. On our blog, we take a c… 6 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @ccgroup: Our head of #fintech @prmonkeyman visited The Hague last week for the @EuroPaySummit and he has written about the key topics c… 7 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @PaymentCounsel: #Fintech firms form association to fight #PSD2 corner The European Third-Party Provider Association (#ETPPA) formalise… 7 weeks ago
    European Pymt Summit European Pymt Summit @EuroPaySummit RT @AToucinho: Découvrez mon dernier article : A La Haye, aux Pays-Bas, l’Europe des paiements se conjugue avec l’international https://t.c 7 weeks ago
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